Scams come in many shapes and forms. They affect millions of Britons every year and lose them billions of pounds. The Office of Fair Trading (OFT) defines a scam as “a misleading or deceptive business practice where you receive an unsolicited or uninvited contact and false promises are made to con you out of money” (www.oft.gov.uk).
There are various types of scams, but the main categories include:
- Prize draws/lottery scams
- Online dating (romance) scams
- Health scams
- Job/working from home scams
- Charity scams
- Clairvoyant scams
These scams can come in the form of emails, letters or telephone calls. The scammer may use one or any number of these methods.
It is very easy to think that you will be able to spot a scam and will not get lured into parting with your money. However, the scammers themselves are sophisticated and have developed their use of language and means in order to dupe you into believing they are genuine. It is therefore better to have an understanding of scams before you fall victim to one.
This free course aims to teach you what to look for in each of these scams, and why people fall victim to them, as well as giving you tips on how to avoid a scam and what to do if you have become a victim to a scam. Click start to begin.